Right now & right here you can start to use Instant! Payment System.
Instantly. Securely.
Easily. Confidentially. Accessibly. Account types
Few easy rules
Brief Financial Schemes & Profits of using Instant!
Instant! Frequently asked questions
Pay
securely by credit cards for any products (or for other purposes) excluding
unsecured using of credit card numbers in the Net
Pay from Customer Account for any Net-products (or for other purposes)
and receive payments to Merchant Account
Transfer funds from your Customer Account
to your existing credit card from any computer connected to Internet
Provide confidential access to Customer Account and Merchant Account
Deliver paid products from Merchants to buyers, checking payment incomes
automatically
Collect payments from your customers - Customer Account Owners & Cardholders
- and transfer funds to your Bank account
Process secure Credit Card transactions for Merchants who already have
Merchant Bank Account
Register Cardholders by Merchant - providing the use of confirmed Credit
Card information for secure payments
Register Cardholders by Bank - providing the growth of secure Credit Card
operations
Use Instant!
-CyberMall for easy & instant shopping
Include Instant!
payment facilities to any third-party shopping software
used by you
Instant! Payment System is based on using your personal virtual accounts, accessible only by using account ID & password.
The only way to access accounts by customers is to provide their account ID & password through Internet, using SSL connection. Customer's account ID & password - this is all information they need. But without this information Instant! can not recognize customer as owner of account. Please, remember account ID & password. You may imagine your account as a virtual safe or electronic purse, keeping your cash and having a digital lock. Nobody besides person using right password has access to money
You may open
your personal Customer Account immediately.
You may register
your Credit Card for secure payments immediately.
Each owner
of Customer Account can at any time:
Receive statement with balance of account & history of transactions
(operations)
Transfer funds to any other Instant!
account
Transfer funds to predefined Bank account (for example, Credit Card Account
in Customer's Bank)
Pay for Internet products & services to any Instant!
Merchant
Use Instant!
CyberMall to buy products on-line
Each owner
of Registered Card can securely at any time:
Receive statement with monthly balance of account & history of transactions
(operations)
Pay for Internet products & services to any Instant!
Merchant
Use Instant!
CyberMall to buy products on-line
| Instant! -customers can buy products & services from Instant! merchants. They have a logo provided here on their Web-pages | ![[Instant! Member Logo]](../img/instant.gif) |
Every
seller may be registered as Instant!
Merchant. If you have any information, software, other
products, services for sale and if you wish to provide Instant, Secure,
Easy, Confidential, Accessible payments from your clients to you, you may
be registered as Instant!
Merchant (see our Brief
Financial Schemes & Profits of using Instant!
at the end of this page).
It can be done immediately. Right now. For free.
Each owner
of Merchant Account can:
Receive statement with balance of account & history of transactions
(operations)
Collect payments from Customers - Instant!
Account owners
Collect payments from Customers - registered cardholders
Deliver paid products to Customers, checking payment incomes - fully
automatically
Transfer funds to Merchant's Bank account in any external Bank
Use Instant!
CyberMall to sell products on-line
Use Instant!
payment system from Merchant's Web-site
Include Instant!
payment facilities to any third-party shopping software
used by Merchant
Register Cardholders to provide use of confirmed Credit Card information
for secure payments
Receive Credit Card payments from Credit Cards registered by any other
trusted Registrars (Merchants, Banks) providing secure using of confirmed
Credit Card information
Process secure Credit Card transactions for Merchants who already have
Merchant Bank Account
Every Instant! Merchant can place products on its own Web-server or place link to product directly into Instant! CyberMall based on DVP (Delivery Versus Payment) principle.
Your Customer
Account may be credited (deposited) by two ways only:
Internal credits: From another Instant!
account automatically and immediately by someone using
«Payment»
operation from his/her Instant!
account to your Instant!
account.
External credits: By usual Inter-Bank Transfer from your Bank account to
Instant!
correspondent Account.
Warning:
Please, provide your partial (6-symbol) Instant!
account ID in Inter-Bank Fund Transfer details to
transfer your money from Instant!
Bank account to your Instant!
virtual account
Customer Account. After opening you have to transfer funds
to your account that you suppose to spend for Internet purchases.
Credit Card Account. After registering you have to confirm registration
information, if your merchant accepts confirmed cards only
Merchant Account. After opening you will be able to receive payments
from your customers to Merchant Account and transfer funds to your Bank
account.
Payment system accepts two types of operations for Merchant Account only:
1. Credit (deposit) Merchant Account;
2. Transfer funds (withdrawals) from Merchant Account to predefined account address in your external Bank.
It is impossible to transfer funds from Merchant Account to any other Instant! account or external Bank. Thus, operations of the merchant virtual account (receiving statements, fund transfers to the real Bank account) are quite secure and can be assigned to one responsible officer. Merchants can use Merchant Account to securely accumulate payments from customers
Do not pass your password (or any part of it) to anyone. For receiving
statement or merchant's payment inquiry you have to provide first 4 symbols
of your password only. You need your full 8-symbol password only for Payment
operation to debit your Customer Account or generate Credit Card transaction
Do not pass your full account ID to anyone. It is quite enough for crediting
your Instant!
account to indicate only first 6 symbols of
your account ID. This 6-symbol prefix fully determines your Instant!
account. You may pass only 6-symbol prefix
(partial account ID) to any of your clients or partners. You need your
full 10-symbol account ID only for Statement operation or Payment operation
to debit your Customer Account or generate Credit Card transaction
Every open Customer Account will be automatically closed after 30 days
of zero balance. Please hold some minimal amount on your account to prevent
closing
After 4 attempts in one day to access account using wrong password account
will be blocked for 24 hours. This is made to prevent password analysis
After 8 attempts to access account using wrong Account ID access for such
Net-address will be blocked for 1 week. This is made to prevent Account
ID analysis
Each Instant!
account is open in US$ (U.S. dollars) only.
Be accurate transferring funds to your Instant!
account
Cash service for any Instant!
customers in your branch:
1. (Instant! customer): Instant! account --> FI Instant! account
2. (FI): FI cash --> person providing Transaction ID & Transaction details of previous (1.) operation
3. (FI): FI Instant! account --> FI Bank account
Instant!
account crediting
A1. (FI):
FI Instant!
account--> FI-client Instant!
account
A2. (FI):
FI-client account--> FI
or
B1. (Instant!
customer): Instant!
customer cash --> FI
B2. (FI):
FI Instant!
account--> Instant!
customer Instant!
account
Profits: Operation commission. This is really the best, most marvelous
& secure alternative to travel checks
Service
or Trade Company (STC)
Receiving payments from your clients to you:
1. (Instant!
customers): Instant!
account --> STC Instant!
account
2. (STC):
STC service --> person providing Transaction ID of
previous operation
3. (STC):
STC Instant!
account --> STC Bank account
Profits:
1. Accumulation
of a lot of payments before receiving them from customers
--> simplification of accounting (You have one accumulated payment instead
a lot of them).
2. Optimization
of taxation --> you can control amounts and periods of these overseas
payments to your Company.
Software
Company, Magazine, Information Agency (IA) or Individual having some product
for sale
Receiving payments from your clients to you:
1. (Instant!
customer): Instant!
account --> IA Instant!
account
2. (IA):
IA Instant!
CyberMall product --> person providing Transaction ID
3. (IA):
IA Instant!
account --> IA Bank account
Profits:
1. Super
low cost possibility to directly sell your products online.
2. All
above mentioned profits for STC.